Business loans, home loans, education loans, and personal loans, sourced through RBI-regulated lending partners. Clear eligibility criteria, upfront pricing, and a Key Fact Statement before you sign anything.
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Prest Loans is the flagship trade brand of Lord Krishna Financial Services Ltd, a Non-Banking Financial Company (NBFC) incorporated in 1992 and registered with the Reserve Bank of India (RBI).
Our primary mission is to democratize formal credit access for millions of aspiring homeowners, students, and salaried professionals across India who face persistent roadblocks in conventional banking channels. By harnessing proprietary underwriting algorithms, alternative cash flow analytics, and enterprise-grade digital infrastructure, we engineer frictionless credit delivery with utmost transparency and industry-leading turnaround times.
Lord Krishna Financial Services Ltd | CIN: U65993DL1992PLC049609 | RBI Reg. No.: B-14.02019. Registered Office: M5-M6, Essel House, 10 Asaf Ali Road, New Delhi - 110002.
Every enterprise has unique growth milestones. Fuel your working capital cycles, bulk inventory procurement, machinery upgrades, and green fleet expansion with our tailored, tech-enabled credit solutions.
Skill & Growth
Unsecured institutional financing covering coaching institutes, skill programs & degree studies.
Corporate Tie-Up
Convenient, collateral-free personal loans for salaried employees under partnered organizations.
Instant Cash
100% paperless emergency credit directly credited to your active salary account in hours.
Lowest Rates
Affordable housing loans & renovation credit for your home with extended repayment tenures.
Fast Disbursal
Collateral-free business credit up to ₹50 Lakhs to fuel your working capital, inventory, and enterprise expansion.
Instant EMI forecasting with 100% transparent reducing-balance calculation & zero hidden surprises.
Zero advance installments • Direct auto-debit via e-NACH mandate
Empowering over 25,000+ ambitious individuals, students, and homeowners driving India's economic growth.
"Prest Loans' digital processing was remarkably swift. When we required urgent capital to scale our home renovation, our loan was sanctioned and credited within 48 hours. Zero paperwork hassles, upfront pricing, and absolute transparency won our complete trust!"
"Traditional commercial banks delayed our facility for months demanding property collateral. The Prest Loans team evaluated our audited GST sales and cash flows, sanctioning an ₹8 Lakh collateral-free working capital line immediately. Outstanding responsiveness and true partnership for manufacturers!"
"Our retail outlet needed rapid liquidity to procure festive inventory. We simulated our repayments on the Prest Loans EMI calculator, submitted our digital application, and had funds disbursed to our account in under 48 hours. Highly recommended for growth-oriented retail enterprises!"
"The client advisory team at Prest Loans is exceptionally supportive and professional. The repayment amortization and compliance disclosures are crystal clear with zero hidden clauses. With this capital injection, our workshop’s manufacturing capacity expanded by 40%."
"We partnered with Prest Loans to finance our commercial transport and delivery operations. Their quick sanction, minimal documentation, and flexible repayment schedules made scaling seamless. Our fleet operations and net monthly earnings have surged three-fold since disbursal."
"What sets Prest Loans apart is their ethical governance and total fee transparency. As an RBI-registered NBFC, they maintain exemplary compliance with zero surprise charges. Every ambitious entrepreneur should consider them their first-choice financial partner."
A dynamic showcase capturing our collaborative culture, ground-breaking branch ceremonies, borrower summits, and corporate milestones.
Featured across India's leading financial dailies, fintech magazines and digital news platforms.
Find clear, definitive answers regarding our credit appraisal process, eligibility thresholds, documentation requirements, and competitive interest rates.
Yes. Prest Loans is the digital brand of Lord Krishna Financial Services Ltd, a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI) under Registration No. B-14.02019. Operating with distinction since 1992, we strictly adhere to RBI Master Directions, Fair Practices Code, and digital lending governance.
Our application workflow is 100% digital and paperless. Applicants primarily require:
1. Applicant KYC Identification (PAN Card & Aadhaar Card)
2. Last 6 to 12 months bank statements
3. Income proof or salary slips (for salaried) / business continuity proof (for self-employed)
4. Proof of residence / address.
Upon completing digital KYC verification and e-signing your sanction agreement, funds are directly disbursed to your verified bank account via NEFT/RTGS within 24 to 48 business hours.
Before disbursal, an automated e-NACH / e-Mandate is activated via National Payments Corporation of India (NPCI) verified rails, enabling seamless debit on scheduled due dates. Borrowers can also make instant advance repayments anytime through our portal via UPI, Debit Card, or Net Banking.
Yes, absolutely! Our Personal Loans, Education / Coaching Loans, and Short Term Loans are 100% collateral-free. Sanctions are based on automated analysis of your bank cash flow consistency, income track record, and credit score without requiring property or asset mortgages.
You can reach our dedicated corporate helpdesk at 011-45241131, connect via WhatsApp at +91-9711669090, or email us at info@prestloans.com. In accordance with RBI guidelines, an appointed Principal Nodal Grievance Redressal Officer is also available at nodalofficer@prestloans.com for escalation.
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