RBI REGISTERED NBFC: B-14.02019 Lord Krishna Financial Services Ltd
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Our Loan Products

Tailored digital financing solutions designed for business owners, entrepreneurs, home buyers, students, and working professionals.

Coaching/Skill Development/Education Loans Personal Loan Short Term Personal Loan Home Loan Business Loan
Education and Skill Development Loan
Higher Studies & Upskilling Skill & Growth

Coaching/Skill Development/Education Loans

Unsecured institutional financing covering coaching institutes, skill programs & degree studies.

Max Amount₹50,000 - ₹2.5 Lakhs
Tenure6 - 24 Month
Interest Rate12% – 18% P.A.
FacilityUnsecured Tie-Up
  • Institutional coaching & university collaboration
  • Family co-applicant repayment capacity
  • Direct disbursement to educational institute

Eligibility Criteria

  • Confirmed admission in recognized coaching / university / skill program
  • Earning family member / parent considered for repayment capacity
  • Parent will be primary borrower if student is under 18 years
  • Satisfactory CIBIL score and credit history

Documents Required

  • KYC documents (Aadhaar & PAN) of applicant & co-applicant
  • Admission letter & fee structure from the institution
  • Income proof of earning family members
  • Latest 6 months bank statements
Calculate Education EMI
Personal Loan for Salaried Employees
Salaried Professionals Corporate Tie-Up

Personal Loan

Convenient, collateral-free personal loans for salaried employees under partnered organizations.

Max Amount₹10,000 - ₹1 Lakhs
TenureUp to 6 Months
Interest Rate18% – 30% P.A.
ProcessingHassle-Free Digital
  • Convenient EMI deduction directly from salary
  • Medical emergencies, home renovation & wedding needs
  • Minimum documentation with employer tie-up

Eligibility Criteria

  • Applicant associated with partnered organization / corporate
  • Authorization required for EMI / dues deduction from salary
  • Stable income profile & minimum 1 year continuous earning history
  • Good CIBIL score and clean credit conduct

Documents Required

  • KYC documents (Aadhaar Card and PAN Card)
  • Latest 6 months salary slips
  • Latest 6 months salary bank account statement
  • Employment ID card & EMI deduction authorization letter
Calculate Personal EMI
Short Term Personal Loan Instant Cash
Digital Salary Advance Instant Cash

Short Term Personal Loan

100% paperless emergency credit directly credited to your active salary account in hours.

Amount₹5,000 to ₹1 Lakh
Tenure7 to 45 Days
Daily RateUp to 1% per day
VerificationAadhaar e-Sign
  • Instant salary advance with zero physical visits
  • Direct bank transfer in active salary account
  • Automatic repayment via UPI AutoPay / e-NACH

Eligibility Criteria

  • Indian resident salaried individual
  • Minimum monthly salary of ₹30,000 (regular bank credit)
  • Active salary bank account in applicant's name
  • Valid PAN Card & Aadhaar linked to mobile number

Documents Required

  • Valid PAN Card & Aadhaar Card
  • Aadhaar-linked mobile for instant OTP e-Sign
  • Salary account bank credentials / net banking statement
  • UPI AutoPay or e-NACH mandate registration
Repayment Calculator
Home Loan and Housing Finance
Housing & Construction Lowest Rates

Home Loan

Affordable housing loans & renovation credit for your home with extended repayment tenures.

Max AmountUp to ₹25 Lakhs
TenureUp to 20 Years
Interest Rate8% - 24% P.A.
PurposePurchase & Repair
  • Residential property purchase & construction
  • Extended tenure with low monthly EMIs
  • Self-employed and salaried eligibility

Eligibility Criteria

  • Self-Employed Individuals: 2+ years operational track record
  • Salaried Individuals: 1+ year salary track or cash salary proof
  • Good CIBIL score and consistent credit history
  • Clear and unencumbered residential property title

Documents Required

  • KYC documents of applicant & co-applicant
  • Bank statements of the last 12 months
  • Property documents (Patta / Registered GPA / Sale Deed)
  • Income proof / Salary slips / UDYAM certificate
Calculate Home Loan EMI
Business Loan for Growth and Expansion
Working Capital & Growth Fast Disbursal

Business Loan

Collateral-free business credit up to ₹50 Lakhs to fuel your working capital, inventory, and enterprise expansion.

Max AmountUp to ₹50 Lakhs
TenureUp to 36 Months
Interest Rate12% - 30% PA
DisbursalWithin 48 Hours
  • 100% collateral-free working capital facility
  • Minimal documentation with instant online pre-approval
  • Flexible repayment tenures with transparent rates

Eligibility Criteria

  • Active business operations for a minimum of 1 year
  • Annual business turnover of ₹10 Lakhs and above
  • Proprietorships, Partnerships, LLPs & Private Limited Companies
  • CIBIL score of 650+ preferred (evaluated holistically)

Documents Required

  • KYC documents (PAN & Aadhaar) of promoters / partners
  • Last 6 to 12 months business bank account statements
  • Business registration proof (GST certificate / Trade License)
  • Latest 1 to 2 years Income Tax Returns or GST returns
Calculate Business Loan EMI