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MSME Schemes Credit Linked Capital Subsidy for Technology Upgradation
19 Dec 2018 5 min read

Credit Linked Capital Subsidy for Technology Upgradation

How the Ministry of MSME's CLCSS scheme offers a 15% upfront capital subsidy up to ₹15 Lakhs for inducting modern and energy-efficient manufacturing machinery.

Success Stories A grocery owner’s dream comes true!
19 Dec 2018 4 min read

A Grocery Owner’s Dream Comes True in Karol Bagh

Ramesh revived his late grandfather's neighborhood retail store into a modern supermarket with POS technology and wholesale inventories using fast capital from Prest Loans.

RBI Regulations RBI Directive: P2P Lending Platforms
19 Dec 2018 6 min read

RBI Directive: Peer-to-Peer (P2P) Lending & Credit Governance

Understanding the Reserve Bank of India's regulatory frameworks for alternative digital lending marketplaces, credit reporting obligations, and borrower safeguards.

FinTech & NBFCs NBFCs: Solving the credit deficit for growing MSME sector in India
19 Dec 2018 5 min read

NBFCs: Solving the MSME Credit Deficit in India

Over 51 million small enterprises grapple with credit bottlenecks. How tech-driven NBFCs are deploying alternate data and fast approvals to bridge the MSME funding gap.

Success Stories Fulfilling the Dreams even when the Dreamers have lost hope
19 Dec 2018 4 min read

Fulfilling Dreams Even When Dreamers Have Lost Hope

Why Indian consumers trust their neighborhood Kirana store, and how micro-loans empower small retail shopkeepers to outcompete modern hypermarkets.

Success Stories Prest Loans gives wings to Karate school owners
30 Nov 2018 4 min read

Prest Loans Gives Wings to Karate School Owners

How two sports trainers turned a small martial arts venture into an expansive three-branch academy with fast business expansion financing from Prest Loans.

FinTech & NBFCs Non-banking financial companies (NBFCs)- Surging ahead
30 Nov 2018 5 min read

Non-Banking Financial Companies (NBFCs): Surging Ahead

Delving into how RBI-regulated NBFCs are outpacing traditional commercial banks through customized underwriting, quick turnaround, and deep credit penetration.

Special Feature Happy Kargil Vijay Diwas!
26 Jul 2018 3 min read

Honoring Kargil Vijay Diwas: Courage & Nation Building

Saluting the immortal valor and sacrifice of our armed forces on Kargil Vijay Diwas, reaffirming our commitment to supporting resilient enterprises across India.

Business Growth Advent of quick and easy financing
28 Jun 2018 4 min read

Advent of Quick & Easy Financing for Retailers

How Suresh’s bakery upgraded ovens and cafe ambience in 72 hours, proving that rapid unsecured loans are essential for competitive retail dominance.

Taxes & Credit Intricate relation between Taxes and credit limits
18 Jun 2018 5 min read

Taxes, GST & Credit Limits: Unlocking Higher Limits

Why on-time GST and Income Tax filings not only save penalties but also unlock lower interest rates, higher loan amounts, and tax deduction on interest paid.

Success Stories Happy Father's Day - Story of Veena's Style!
18 Jun 2018 4 min read

Story of Veena’s Style: Women Entrepreneurship

From a small town in Muzaffarnagar to running an upscale designer boutique: how parental trust and accessible capital empower women entrepreneurs to excel.

MSME Schemes Enabling MSME Business in India
18 Jun 2018 5 min read

Enabling MSME Business in India: Fueling Jobs & GDP

Why micro, small, and medium enterprises are the true employment engines of Bharat, and how institutional credit empowerment is accelerating regional manufacturing.

MSME Schemes Transforming lives of the poor hard working Indian class through PMMY
18 Jun 2018 5 min read

Transforming Lives with PMMY: Pradhan Mantri MUDRA Yojana

Complete breakdown of Shishu, Kishor, and Tarun MUDRA loans, and how last-mile NBFCs deliver funding directly to small shopkeepers and service artisans.

Credit & CIBIL How to get a loan despite Negative CIBIL score
30 May 2018 5 min read

How to Secure a Loan with Low or Negative CIBIL

Actionable advice on how small businesses can demonstrate strong daily cash flows and banking velocity to secure loan approval even if past credit scores are low.

हिंदी लेख MSMEs पर डिजिटलाइज़ेशन का प्रभाव
13 May 2018 5 min read

MSMEs पर डिजिटलाइज़ेशन का क्रांतिकारी प्रभाव

भारतीय अर्थव्यवस्था में लघु एवं मध्यम उद्यमों (MSMEs) के लिए डिजिटलाइजेशन वरदान साबित हो रहा है। डिजिटल लेनदेन और ऋण प्रक्रिया से व्यापार में नई गति।

RBI Regulations Impact of RBI guidelines on NBFCs
13 May 2018 5 min read

Impact of RBI Regulatory Guidelines on NBFCs

A comprehensive review of the Reserve Bank of India’s Ombudsman schemes, scale-based regulation, and fair practice codes driving transparency in lending.

हिंदी लेख एम एस एम ई (MSME) – लघु उद्योगों के लिए सरकार का वेब पोर्टल क्या है?
15 Apr 2018 5 min read

लघु उद्योगों के लिए सरकार का उद्यम वेब पोर्टल क्या है?

भारत सरकार के उद्यम पोर्टल (Udyam Portal) पर मुफ्त रजिस्ट्रेशन, सरकारी टेंडरों में प्राथमिकता, और प्राथमिक क्षेत्र के तहत रियायती दरों पर ऋण की सम्पूर्ण जानकारी।

FinTech & NBFCs The trends in industrial Micro-finance
15 Apr 2018 5 min read

The Emerging Trends in Industrial Micro-Finance

How invoice-based advances and purchase-order credit are transforming small machine shops and ancillary fabrication units at the bottom of the pyramid.

Business Growth Are structured loans the best way to go for growing enterprises?
23 Mar 2018 5 min read

Are Structured Loans the Best Way Forward for Growth?

Why equity-diluting investors may not be optimal for enterprises, and why structured loans allow entrepreneurs to retain 100% company ownership.

FinTech & NBFCs Traditional vs new age finance in the modern age
22 Mar 2018 5 min read

Traditional vs New-Age Finance: The Modern Evolution

Analyzing the transition from slow branch-centric banking with rigid collateral requirements to algorithm-driven paperless finance customized for MSMEs.

FinTech & NBFCs Why FinTech will disrupt the lending sector in India?
16 Mar 2018 5 min read

Why FinTech Will Disrupt SME Lending in India

India Stack, Account Aggregator frameworks, and AI underwriting algorithms are unlocking seamless credit access for millions of underserved borrowers.

Taxes & Credit What can MSMEs do to stay ahead in the age of dual GST?
10 Mar 2018 5 min read

Staying Ahead in GST Compliance & Input Tax Credits

Practical invoicing strategies, supplier reconciliation, and digital tools that help MSMEs maximize Input Tax Credits and optimize operational liquidity.

RBI Regulations Facts about the online lending landscape
28 Feb 2018 5 min read

Crucial Facts About the Online Lending Landscape

How to verify authentic RBI-registered NBFCs versus predatory apps, ensuring Key Fact Statement (KFS) transparency and total customer data privacy.

FinTech & NBFCs Role of NBFCs in the growth of micro enterprises
12 Feb 2018 5 min read

Role of NBFCs in the Growth of Micro Enterprises

How flexible ticket sizes from ₹50,000 to ₹10 Lakhs allow family-owned shops and artisans to purchase bulk stock, multiplying local economic velocity.

MSME Growth NBFCs and beyond: The smart way to get loans for SMEs
29 Jan 2018 5 min read

NBFCs & Beyond: The Smart Way to Get Loans

Best practices for borrowers: streamlining bank statements, managing receivables, and choosing specialized institutional credit partners.

हिंदी लेख जीएसटी (GST) को बनायें फ़ायदे का सौदा
18 Aug 2017 5 min read

जीएसटी (GST) को बनाएं अपने व्यापार के लिए फायदे का सौदा

छोटे व्यापारी किस तरह जीएसटी रजिस्ट्रेशन के माध्यम से इनपुट टैक्स क्रेडिट (ITC) बचाकर अपना मुनाफा बढ़ा सकते हैं और बैंकों से आसानी से ऋण प्राप्त कर सकते हैं।

हिंदी लेख छोटे व्यापारियों की समस्याएँ व समाधान
04 Jul 2017 5 min read

छोटे व्यापारियों की वित्तीय समस्याएं व उनका त्वरित समाधान

सुबह की चाय से लेकर किराना दुकान तक: छोटे व्यापारियों की वर्किंग कैपिटल किल्लत, साहूकारों के भारी ब्याज के चंगुल से मुक्ति और आसान डिजिटल समाधान।

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MSME Schemes

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19 Dec 2018 5 min read Prest Loans Insights Team
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